Making an Insurance Claim After Hurricane Eta in Florida
Hurricane Eta left many homes, apartments, businesses, and other properties damaged. If your property has sustained severe damage as a result of Hurricane Eta, you need to understand your insurance claim options in Florida.
It is advised to consult with a lawyer to review your hurricane insurance and determine what types of damages are covered under your policy and what you can do to maximize your compensation.
Types of Property Damage Caused by Hurricanes
Any natural disaster can result in property damage worth thousands of dollars. While homeowners in Florida pay nearly the highest home insurance rates in the country, their insurers are not always on their side when it comes to providing coverage for damages.
A hurricane can cause extensive damage once it makes landfall. Storm surges and high winds can result in the following types of property damage:
- Roof damage caused by rain, wind, and gusts
- Interior damage caused by loose debris, mold growth, and leaks
- Door and windows damage caused by windborne debris
- Utility damage (power lines, the Internet, telephone lines, etc.)
- Equipment damage
Insurance Company Tactics to Watch Out for When Making a Claim for Hurricane-Related Damages
Depending on the hurricane category, it can result in millions or billions of dollars in property damage in Florida alone. Once the storm has weakened, insurance companies can receive hundreds or thousands of claims from owners of private and commercial properties for hurricane-related damages.
Many insurers revert to deceptive and bad faith tactics to pay homeowners as little as possible and increase their own profits. Some of the most common tactics include:
- Delaying the claims process
- Delaying investigations
- Citing pre-existing damage to invalidate a claim
- Undervaluing claims
- Saying that the damage is not covered under the policy
- Requiring the policyholder to provide unnecessary documentation and evidence
How to File an Insurance Claim After Hurricane Eta?
If your property has sustained property damage as a result of Hurricane Eta, you will need to file an insurance claim to get compensated for your damages and losses. Unfortunately, it is not uncommon for insurance companies to delay, undervalue, and deny insurance claims after hurricanes.
Often, insurance companies require policyholders to provide extensive documentation and evidence of hurricane-related damage before approving a valid claim.
Insurance Coverage Dispute After Hurricane Eta
Insurers often delay payments, pay as little as possible, or even deny claims altogether. But you do not have to go through the insurance claim process alone. It is important to fight for your legal rights and get the compensation you deserve. You need an experienced insurance claim dispute attorney to help you file a claim to cover your damages.
If your insurance company delays the claims process, denies coverage, or fails to uphold their contractual obligations when handling your hurricane-related insurance claim, you may have grounds for a lawsuit against your insurer. Speak with an attorney to assist you with making an insurance claim after Hurricane Eta and help you understand your legal rights. Contact our Miami insurance coverage dispute attorneys at Pita Weber Del Prado to schedule a consultation. Call at 305-670-2889 for a free case review.