What is the purpose of obtaining uninsured or underinsured motorist coverage?
Oftentimes, car crashes are caused by people who either don’t have bodily injury liability insurance or they have too little to properly compensate you for your injuries. And so there is a mechanism in place, that you can purchase uninsured or under insured motorist coverage through your own automobile insurance company.
That will step into the shoes of the uninsured or under insured driver who causes the crash and make sure that you are compensated fully for your injuries. In my opinion, it’s one of the most important and best insurance coverages to purchase in Florida.