Category Archives: Insurance
How to Prepare for the 2020 Hurricane Season in the Wake of the COVID-19 Pandemic?
Apparently, COVID-19 is not the only natural disaster that residents of Florida need to be worried about in 2020. According to USA Today, forecasters predict up to eight hurricanes this year. Meanwhile, a recent report by Fox 35 Orlando warned that the Atlantic hurricane season in 2020 could be “one of the most active”… Read More »
‘Bad Faith’ Insurance Practices in Florida: Find Out if You Can Sue Your Insurer
In personal injury cases, the insurance company is calling the shots on approval and denial of claims. When you purchase insurance coverage, the insurer agrees to pay for your losses and provide compensation if your injury is covered by the policy. But what if you encounter an insurance company that engages in bad faith… Read More »
What’s the Difference Between a First-Party and Third-Party Insurance Claim in Florida?
If you have grounds to file a personal injury claim after a vehicle crash or another accident, you may have questions regarding the difference between a first-party and third-party insurance claim. In Florida, injured individuals must first file a first-party claim to seek compensation through their own insurer. Then, if their serious injury is… Read More »
Florida Lawmakers to Repeal Personal Injury Protection (PIP) in 2020
Significant changes are coming to your auto insurance in 2020 if you live in Florida. A bill (SB 371) that repeals Florida’s Personal Injury Protection (PIP) coverage has advanced through the first Senate committee. The Senate Infrastructure and Security Committee voted in favor of the bill in a 6-1 vote, according to Florida Politics…. Read More »
Personal Injury Lawsuits and Insurance Company Surveillance
When an individual is injured as a result of the actions of another, the injured party naturally wants to recoup some of the expenses incurred during recovery from the responsible person. Retaining the services of an attorney experienced in personal injury law can help in these situations. However, in many cases, the other party… Read More »
Was Your Insurance Claim Denied in Bad Faith?
Insurance policies are intended to protect an individual against a substantial loss. Essentially, these contracts between policyholders and insurance companies set out the parameters that control when a loss can be reimbursed by the insurance company. If the policy is for an automobile, for example, the insurance company will typically pay out a reimbursement… Read More »
Why No-Fault Insurance is Bad for Floridians
Ever since Florida’s No-Fault Insurance scheme, with its Personal Injury Protection (PIP) requirement, was initially imposed on motorists in this State, repeated claims regarding cost-saving and litigation-reducing benefits continuously went unrealized. In fact, the opposite is true, as automobile insurance rates in Florida are among the highest in the nation, and there has been… Read More »
Hurricane Damage and Insurance Disputes
As Floridians start to assess the damage and begin the slow return to normal life following Hurricane Irma, hundreds of thousands are grappling with significant water, flood and wind damage to their homes as a result of the storm. Most will turn to their homeowner’s property insurance to pay for the repair or replacement… Read More »
Challenging a Denial of Insurance Coverage
Challenging an insurance company over a denial of coverage decision is likely to be high on a person’s list of things to avoid. Insurance companies are large and complex, and they use this structure to intimidate customers who need to file claims for issues such as property damage or medical care. In addition, the… Read More »
Arbitration Clauses and Insurance Policies
Insurance comes in a number of different forms and serves a variety of purposes, but one of the more common reasons someone pays for insurance coverage is to shield themselves from absorbing the costs associated with property damage and/or an injury. Thus, when coverage disputes arise, policyholders often feel trapped because they cannot afford… Read More »
