Category Archives: Insurance
What’s the Difference Between a First-Party and Third-Party Insurance Claim in Florida?
If you have grounds to file a personal injury claim after a vehicle crash or another accident, you may have questions regarding the difference between a first-party and third-party insurance claim. In Florida, injured individuals must first file a first-party claim to seek compensation through their own insurer. Then, if their serious injury is… Read More »
Florida Lawmakers to Repeal Personal Injury Protection (PIP) in 2020
Significant changes are coming to your auto insurance in 2020 if you live in Florida. A bill (SB 371) that repeals Florida’s Personal Injury Protection (PIP) coverage has advanced through the first Senate committee. The Senate Infrastructure and Security Committee voted in favor of the bill in a 6-1 vote, according to Florida Politics…. Read More »
Personal Injury Lawsuits and Insurance Company Surveillance
When an individual is injured as a result of the actions of another, the injured party naturally wants to recoup some of the expenses incurred during recovery from the responsible person. Retaining the services of an attorney experienced in personal injury law can help in these situations. However, in many cases, the other party… Read More »
Was Your Insurance Claim Denied in Bad Faith?
Insurance policies are intended to protect an individual against a substantial loss. Essentially, these contracts between policyholders and insurance companies set out the parameters that control when a loss can be reimbursed by the insurance company. If the policy is for an automobile, for example, the insurance company will typically pay out a reimbursement… Read More »
Why No-Fault Insurance is Bad for Floridians
Ever since Florida’s No-Fault Insurance scheme, with its Personal Injury Protection (PIP) requirement, was initially imposed on motorists in this State, repeated claims regarding cost-saving and litigation-reducing benefits continuously went unrealized. In fact, the opposite is true, as automobile insurance rates in Florida are among the highest in the nation, and there has been… Read More »
Hurricane Damage and Insurance Disputes
As Floridians start to assess the damage and begin the slow return to normal life following Hurricane Irma, hundreds of thousands are grappling with significant water, flood and wind damage to their homes as a result of the storm. Most will turn to their homeowner’s property insurance to pay for the repair or replacement… Read More »
Challenging a Denial of Insurance Coverage
Challenging an insurance company over a denial of coverage decision is likely to be high on a person’s list of things to avoid. Insurance companies are large and complex, and they use this structure to intimidate customers who need to file claims for issues such as property damage or medical care. In addition, the… Read More »
Arbitration Clauses and Insurance Policies
Insurance comes in a number of different forms and serves a variety of purposes, but one of the more common reasons someone pays for insurance coverage is to shield themselves from absorbing the costs associated with property damage and/or an injury. Thus, when coverage disputes arise, policyholders often feel trapped because they cannot afford… Read More »
Disputing a Denial of Sinkhole Property Insurance Claim
Florida is generally considered a very desirable place to live due to the warm climate and abundant access to beaches. However, no place is free from natural threats, and Florida has an abundance that residents must keep in mind. From hurricanes to tornadoes, wildfires, and lightning strikes, Floridians must constantly be on guard for… Read More »
Claims and the Legal Duties of Property Insurance Companies
Disputing insurance coverage with any type of insurance company often seems like an overwhelming and futile effort, and this is especially true when it concerns damage to one’s home. When someone makes the decision to invest hard-earned money in the purchase of a home, the person is also investing in the future and making… Read More »
