Category Archives: Insurance
4 Things to Watch Out for When Talking to the Insurance Claims Adjuster
Shortly after reporting your accident to the insurance company, you will hear from the claims adjuster. Insurance claims adjusters are trained to be nice and friendly when communicating with claimants, but make no mistake: claims adjusters are not your friends. Insurance companies teach their claims adjusters “cost reduction” techniques. Insurers encourage adjusters to pay… Read More »
How to Know if Your Insurance Company is Acting in Bad Faith
If you were injured in a car accident or your home was damaged by a hurricane, you will most likely be dealing with an insurance company. Unfortunately, insurers do not always act in good faith. Dealing with an insurance company can be a confusing and overwhelming process, and, unfortunately, most people do not understand… Read More »
5 Things to Do if Your Insurance Claim Was Denied
As you may know, Florida is a no-fault auto insurance state, which means drivers must file a claim with their own insurance carrier regardless of fault. If you were injured in an accident, the last thing you want is getting your claim denied by the insurer. If you are dealing with the denial of… Read More »
Making an Insurance Claim After Hurricane Eta in Florida
Hurricane Eta left many homes, apartments, businesses, and other properties damaged. If your property has sustained severe damage as a result of Hurricane Eta, you need to understand your insurance claim options in Florida. It is advised to consult with a lawyer to review your hurricane insurance and determine what types of damages are… Read More »
A Quick Guide to Talking to an Insurance Adjuster After a Car Accident in Florida
If you have been in an auto accident in Miami or other parts of Florida, you will most likely have to communicate with an insurance adjuster in order to seek compensation for your damages and losses. But what can you expect from your conversation with an insurance adjuster? What questions should you ask an… Read More »
Will Your Homeowners’ Insurance Cover Hurricane Damage in Florida?
Most homeowners’ insurance policies that are available in Florida cover damage caused by hurricanes. However, not all types of hurricane damage may be covered under your homeowner’s insurance. In Florida, many homeowners’ insurance policies cover damages to the property caused by rain and wind as a result of a hurricane, while others do not… Read More »
Can You Keep Your Insurance Claim Money for Your Personal Injury in Florida?
If you have been injured due to another person’s negligence in a vehicle crash or any other accident, you may be eligible for financial compensation through a personal injury claim. The compensation can be awarded to the victim through a settlement or verdict. But can you keep all of the insurance claim money awarded?… Read More »
How Much Do Auto Insurance Premiums Increase After Car Accidents in Florida?
Each year, Florida sees over 402,000 auto accidents or nearly 1,100 crashes per day. The majority of these accidents involve property damage and/or bodily injury, which may result in thousands or millions of dollars in payouts from auto insurance companies. In view of this, many Floridians who are involved in car crashes are wondering,… Read More »
How the COVID-19 Pandemic Impacted Auto Insurance Rates in Florida
The COVID-19 pandemic’s impacts on our economy are unmeasurable, with The Wall Street Journal predicting that the U.S. unemployment could hit 17% in June. As of May 11, Floridians filed more than 2 million unemployment claims amid the coronavirus crisis. Business and school closures mandated by Florida’s stay-at-home order led to a significant reduction… Read More »
How to Prepare for the 2020 Hurricane Season in the Wake of the COVID-19 Pandemic?
Apparently, COVID-19 is not the only natural disaster that residents of Florida need to be worried about in 2020. According to USA Today, forecasters predict up to eight hurricanes this year. Meanwhile, a recent report by Fox 35 Orlando warned that the Atlantic hurricane season in 2020 could be “one of the most active”… Read More »
